Terms and Conditions

1. Acceptance of Terms

By accessing and using BankFlow ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms and Conditions, please do not use the Service.

2. Description of Service

BankFlow is a personal finance management tool that connects to Gmail accounts, extracts bank transaction information using AI, categorizes transactions, and provides financial insights and analytics.

3. User Accounts

To use the Service, you must:

• Create an account with accurate and complete information
• Maintain the security of your account credentials
• Be responsible for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

4. Gmail Integration

By connecting your Gmail account, you grant BankFlow read-only access to your emails for the sole purpose of extracting bank transaction information. You are responsible for ensuring you have the right to grant such access. You may disconnect your Gmail account at any time through your account settings.

5. User Responsibilities

You agree to:

• Use the Service only for lawful purposes
• Not attempt to gain unauthorized access to the Service
• Not use the Service to transmit any malicious code or viruses
• Not interfere with or disrupt the Service or servers
• Provide accurate information and update it as necessary

6. Data Accuracy

While we strive to accurately extract and categorize your transactions, BankFlow relies on AI technology that may occasionally make errors. You are responsible for reviewing and verifying the accuracy of your transaction data. We are not liable for any financial decisions made based on information provided by the Service.

7. Intellectual Property

The Service and its original content, features, and functionality are owned by BankFlow and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Service Availability

We strive to provide continuous access to the Service, but we do not guarantee uninterrupted or error-free operation. We reserve the right to modify, suspend, or discontinue the Service at any time with or without notice.

9. Limitation of Liability

BankFlow is provided "as is" without warranties of any kind. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the Service, including but not limited to financial losses or damages arising from inaccurate transaction data.

10. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users, us, or third parties. You may also terminate your account at any time by deleting it through your account settings.

11. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify users of any material changes by posting the updated terms on this page and updating the "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the new terms.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with applicable laws, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us through your account settings or by emailing support.